Our programs
- B.S in finance, concentration in risk management and insurance
- Analyze and communicate findings about complex financial issues.
- Minor in risk management and insurance
- Gain perspective through four core courses and a wide range of electives.
Program Overview
The VCU Risk Management and Insurance Program is home to a nationally recognized program that prepares students for high-demand careers in risk management, financial services and other areas of the insurance industry.
Our students have access to:
- Networking: Attending VCU RMI events and career-enhancing meetings and conferences exposes students to networking opportunities with industry leaders and professionals.
- Scholarships: Through ongoing industry support, the RMI Program is able to offer significant scholarship funding each academic year.
- Internships: Paid and for-credit internships with industry employers are available to students to provide real world experience AND bolster resumes.
- Employment: Risk management is a high-demand industry with over 50,000 new jobs projected in the next five years. (recruiter.com)
We are thankful for industry partners who choose to participate in our Annual Program Sponsorship program. These sponsorships provide enriched experiences and valuable programming for students. Through these opportunities, valuable connections are created between our students and RMI-focused companies and organizations.
Gamma Iota Sigma is the international business fraternity for students pursuing careers in insurance, risk management and actuarial science. Student leaders and faculty advisors work to provide career-focused events and trainings, exposing students to industry leaders. Active GIS students who are successful academically often graduate with multiple job offers in the industry.
Current students, please check out our GIS RamsConnect page here. Questions, email graingerl@vcu.edu.
The RMI Program offers retirement planning seminars taught by outside industry professionals. Learn how to manage investment risks, use new tax laws to your advantage, make informed decisions about your company retirement plan and adjust your estate plan based on new laws. This course blends financial education with life planning to help you build wealth, align your money with your values and achieve your retirement lifestyle goals.
The RMI Advisory Council partners with the RMI Program to advance the quality and relevance of its educational efforts and bring practical real world experience to the program.
This outstanding group of risk management and insurance executives benefits RMI majors by providing advice on the quality and relevance of VCU educational and research programs, offering student internships and providing counsel for our webinars and other events. Members also lecture to classes and speak at student events. Please reach out to rmi@vcu.edu if you are interested in serving on our Advisory Council.
The VCU RMI Program hosts numerous events throughout the year for both students and regional RMI industry professionals. If you are interested in attending an event, please email rmi@vcu.edu.
- The RMI Trends Talks are virtual, quarterly events designed to keep the RMI community engaged in regular dialogue about trends, issues and current events impacting the industry.
- Every spring, we host a series of events as part of the Risk Manager on Campus program through a Spencer Educational Foundation grant. Past risk managers have come from companies such as NASCAR, the Wildlife Conservation Society/Bronx Zoo and Instacart. Click the tab below for 2026 Risk Manager on Campus details.

Multiple events - Tuesday, Mar. 3, 2026 from 12:30–4:30 p.m.
Join the Risk Management and Insurance Program in the School of Business as we welcome VCU's own Risk Manager, Cynthia Garcia, for an exclusive immersion panel on risk management in building construction and real estate. This is a unique opportunity to learn how risk professionals protect complex organizations and major capital projects.
Following the panel, connect directly with representatives from Marsh, the world's leading insurance broker and risk advisor. With over 45,000 colleagues operating in more than 130 countries, Marsh provides cutting-edge risk solutions, insurance broking and consulting services to businesses worldwide. This career panel and speed networking session offers students a rare chance to engage with industry leaders, learn about career pathways in risk management and insurance and discover internship and full-time opportunities at a Fortune 500 professional services firm.
Whether you're exploring careers in risk management, insurance, real estate or construction, this event offers invaluable networking and insights into how organizations navigate today's complex risk landscape.
Schedule:
12:30-1:45 p.m. — Industry Immersion (Snead Hall B2166)
2-3 p.m. — Marsh Career Panel (Snead Hall B3187/89)
3:30-4:30 p.m. — Speed Networking (Snead Hall B3187/89)
Refreshments provided. All are welcome.
The VCU Risk Management and Insurance (RMI) Spencer Fellows Program offers students a paid summer rotational internship that explores multiple areas of the risk management and insurance industry across several companies.
Davis Ratcliffe Insurance Award
Awarded annually to a student who demonstrates strong character, academic achievement in insurance courses and a clear interest in a career in the insurance industry. The award is named in honor of the late Davis Ratcliffe, a former insurance executive who established the insurance program at Virginia Commonwealth University in 1969.
To view all Department of Finance, Insurance and Real Estate awards, visit here.
Kyle Tye
B.S. Finance, risk management and insurance, 2025
Kyle is a risk management and insurance student, recognized for his academic excellence through multiple scholarships. As a VCU Lester Fellow at Marsh McLennan Agency, he has gained valuable hands-on experience in risk analysis and insurance underwriting. In his role as president of Gamma Iota Sigma, Kyle leads industry engagement initiatives and professional development programs, helping students build meaningful connections with industry professionals. With expertise in financial modeling, data analysis and insurance solutions, he is committed to leveraging his skills to drive strategic decision-making in the financial and insurance sectors.
Industry Connections
Thank you to our corporate partners for their generous support through scholarships, internships, employment opportunities and participation in student enrichment events.
Maggie Gill
Mallory Keck-Wilson
John Eshler
William J. Ragland
Tamia P. Frye-Ford


















