School of BusinessFaculty and Research

Chintal Desai
Assistant Professor
Area: Finance Insurance and Real Estate

Snead Hall
301 W. Main Street
PO Box 844000
Richmond, VA, 23284-4000
Office: B4135
Phone: (804) 828-7194
Fax: (804) 828-3972
Email: cdesai2@vcu.edu

Education
PhD, George Washington..., 2008.
Research Interests: Corporate Finance; Consumer Credit.
Research
Published Intellectual Contributions
Journal Article
Desai, C. A. (2017). The cross-section of consumer lending risk. (vol. 42, pp.256-282). Journal of Empirical Finance.
Desai, C. A., Elliehausen, G. (2017). The effect of state bans of payday lending on consumer credit delinquencies. (vol. 64, pp.94-107). Quarterly Review of Economics and Finance.
Desai, C. A. (2016). Default type and bankruptcy procedure: a case of U.S. counties. (vol. 42, pp.680-705). Managerial Finance.
Desai, C. A., Gupta, M. (2016). Divisional Informativeness Gap and Value Creation from Asset Sales. (vol. 51, pp.559-578). Financial Review.
Desai, C. A., Nguyen, K. (2015). [Lead Article] What explains the change in a firm's idiosyncratic volatility after a dividend initiation?. (vol. 41, pp.1138-1158). Managerial Finance.
Desai, C. A., Mollick, A. (2014). On consumer credit outcomes in the U.S.-Mexico border region. (vol. 45, pp.91-115). Journal of Financial Services Research.
Desai, C. A., Elliehausen, G., Lawrence, E. (2014). On the county-level credit outcome beta. (vol. 45, pp.201-218). Journal of Financial Services Research.
Desai, C. A., Elliehausen, G., Steinbuks, J. (2013). Effects of foreclosure laws and bankruptcy asset exemptions on mortgage default and foreclosure rates. (vol. 47, pp.391-415). The Journal of Real Estate Finance and Economics.
Desai, C. A., Klock, M., Mansi, S. A. (2011). On the acquisition of equity carve-outs. (vol. 35, pp.3432–3449). Journal of Banking & Finance.
Desai, C. A., Savickas, R. (2010). On the causes of volatility effects of conglomerate breakups. (vol. 16, pp.554-571). Journal of Corporate Finance.
Vonortas, N. S., Desai, C. A. (2007). ‘Real options’ framework to assess public research investments. (vol. 34, pp.699-708). Science and Public Policy.